Send Money via MTN Money to Ghana

MTN mobile money transfer from Australia

We transfer money instantly through MTN Mobile Money accounts. That means you can send money across the whole of Ghana. Send money to pay bills, buy top-up or cash out at one of thousands of MTN Mobile Money agents across Ghana.

How to send money to an MTN Money Ghana account

The recipient does not need a bank account to receive money.

Just use their MTN Ghana mobile number.

To receive money, the recipient must have a MTN Mobile Money account.

Its as simple as that!

Click here for more information MTN Mobile Money.

Receiving Operators in Ghana

From Accra to Kumasi and Tamale to Lome we have all of Ghana covered.

We transfer money instantly to MTN Money accounts which means you can send money across the whole of Ghana. Send money to pay bills, buy top-up or cash out at one of thousands of MTN Money agents across Ghana.

How to send money to Ghana

The recipient does not need a bank account to receive money. Just use their MTN Ghana mobile number. It’s so simple!

How does it work for the recipient in Ghana?

To receive money, the beneficiary will need to have either a MTN Money mobile money account.

To open an account, the beneficiary simply needs to visit any MTN Money mobile money agent.

There is no time limit for them to use the money, it will simply remain in their mobile wallet until they wish to use it. They can check their balance at any time.

Money or Top Up can also be forwarded to another active MTN mobile phone.

Rocket Remit has ultra low fees, so more money arrives for your family in Ghana.

As soon as your transaction has been processed the recipient will receive an SMS to let them know they can use it straight away. There’s no need for your family or friends to hurry to withdraw or use the money as it will be safely stored on their mobile money account. The money is safe in the phone because it’s protected by a confidential access code.

Your family members can use the money in the way it will help them most. While there are many ways to use the money sent to your mobile, some customers will need to withdraw their money. This can be done at any one the large network of MTN Money mobile money agents across Ghana.

Click here for more info on MTN Mobile Money.

For more information on how to use Rocket Remit click here.

For more answers to questions please visit our FAQs.

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How it works.

1.Sign up

Create your Rocket Remit account online. Just 3 simple steps to complete and it takes less than 3 minutes.

2.Add funds

You can add money to your Rocket Remit account using a debit or credit card, or a bank transfer.

3. Send!

Send money to your recipient - all you need is their mobile number or bank account details. Money is transferred instantly.

Award winning technology trusted by millions of people for over 21 years.

The technology behind Rocket Remit is built on Australian multi-award winning mobile payment technology pioneered and deployed by mHITs around the world. Our simple, popular and reliable services are used and trusted by people every day to make mobile payments everywhere.

Frequently Asked Questions about sending money to Ghana

How can I send money from Australia to Ghana?

You can send money from Australia to Ghana with Rocket Remit by creating an account online, adding funds, and entering your recipient’s mobile number or bank account details. The process is simple, and in most cases, money is transferred instantly.

To get started:

Sign up — Create your Rocket Remit account online in less than three minutes.

Add funds — Use a debit card, credit card, or bank transfer.

Send money — Enter your recipient’s details, confirm the transfer, and your money is on its way.

What is the best way to send money to Ghana from Australia?

The best way to send money to Ghana from Australia is online with Rocket Remit. As an Australian money transfer service, Rocket Remit lets you create an account, add funds, and send money securely through the app or website.

The process is simple and convenient. You can review the exchange rate, fees, and the amount your recipient will receive before you confirm your transfer.

How long does it take to send money to Ghana?

Most Rocket Remit transfers are completed instantly after confirmation. However, transfer times can vary depending on the destination Ghana, mobile provider, bank, partner availability, SMS verification, or network delays.

How much does it cost to send money to Ghana?

Rocket Remit offers low-cost international transfers, with fees typically ranging from AUD 0–5 depending on the destination and delivery method. Before you confirm your transfer to Ghana, you’ll see the full cost, including any fees and the exchange rate.

This means you can review the total cost upfront and send with confidence.

What exchange rate will I get when sending money to Ghana?

Rocket Remit shows you the exchange rate before you send money to Ghana, so you can see how much your recipient will receive before confirming your transfer.

Exchange rates may change, so it’s always best to check the latest rate in the Rocket Remit app or website before sending.

Can I send money to a bank account or mobile wallet in Ghana?

Yes, depending on the Ghana and the available delivery options, you may be able to send money to a bank account, mobile wallet, or other supported payment method in Ghana.

When you set up your transfer, Rocket Remit will show the available options for your recipient. You can also view the partner operators available in Ghana above on this page.

What information do I need to send money to someone in Ghana?

To send money to someone in Ghana, you’ll need your recipient’s details, including their first name, last name, and address. Depending on the delivery method, you may also need their mobile number or bank account details.

You’ll also need an active Rocket Remit account. For your security, Rocket Remit may ask you to verify your identity before you start sending money.

Is it safe to send money to Ghana with Rocket Remit?

Yes. Rocket Remit uses identity verification and SMS authorisation to help keep accounts and transfers secure. Rocket Remit is powered by mHITs and is registered with AUSTRAC in Australia.

Are there transfer limits when sending money from Australia to Ghana?

Yes. For Australian customers, Rocket Remit allows transfers from AUD 25 to AUD 1,000 per transaction, with a daily sending limit of AUD 1,000. Receiving limits may also vary depending on the destination Ghana, bank, mobile wallet, or local provider.

How can I track my money transfer to Ghana?

You can track your Rocket Remit transfer in your transaction history after sending. Most transfers are processed quickly, but if your transfer has not been confirmed within 30 minutes, check your transaction history or contact Rocket Remit support for help.