Send money online or via mobile money to the Cook Islands.

The fastest way to transfer money from New Zealand to the Cook Islands

Rocket Remit is the fastest, cheapest and easiest way to send money from New Zealand to the Cook Islands. Whether you are sending money to the Cook Islands for friends, family, charity, social or religious reasons or just to help out, you can trust Rocket Remit to transfer your money from New Zealand to the Cook Islands quickly, safely and reliably.

Partner Operators in Cook Islands

From Avarua to Amuri and Omoka to Mangarei we have the whole of the Cook Islands covered

Rocket Remit will get money anywhere across the Cook Islands. We transfer money instantly to Vodafone E-Moni. This means you can send money across the whole of the Cook Islands. Use it to pay bills, buy top-up or just cash out at any Vodafone E-Moni agent.

Send money to Vodafone E-Moni

The recipient does not need a bank account to receive money. Just use their Vodafone E-Moni mobile number. It’s so simple! To receive money, the recipient will need to have a Vodafone E-Moni account.

As soon as your transaction has been processed the recipient will receive an SMS to let them know they can use it straight away. There’s no need for your family or friends to hurry to withdraw or use the money as it will be safely stored on their mobile phones. The money is safe on the phone because a confidential access code protects it.

Your family members can use the money in the way it will help them most. While there are many ways to use the money sent to your mobile, some customers will need to withdraw their money. This can be done by anyone in the large network of Vodafone E-Moni agents in the Cook Islands.

How does it work for a Vodafone E-Moni Money Mobile recipient in the Cook Islands?

An active Vodafone E-Moni mobile phone is the only thing your family needs to receive money in the Cook Islands.

Your family or friend will receive an SMS as soon as the money arrives.

They then enter an access code to see the credit limit available and use the money.

A menu will appear which will allow them to choose to pay a bill, make a purchase, withdraw money or Top Up, straight from their Vodafone E-Moni phone.

There is no time limit for them to use the money, it will simply remain in their mobile wallet until they wish to use it. They can check their balance at any time.

Rocket Remit has ultra-low fees so more money arrives for your family in the Cook Islands.

Click here for more info on Vodafone E-Moni.

For more information on how to use Rocket Remit click here.

For answers to Frequently Asked Questions click here.

 

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How it works.

1.Sign up

Create your Rocket Remit account online. Just 3 simple steps to complete and it takes less than 3 minutes.

2.Add funds

You can add money to your Rocket Remit account using a debit or credit card, or a bank transfer.

3. Send!

Send money to your recipient - all you need is their mobile number or bank account details. Money is transferred instantly.

Award winning technology trusted by millions of people for over 21 years.

The technology behind Rocket Remit is built on Australian multi-award winning mobile payment technology pioneered and deployed by mHITs around the world. Our simple, popular and reliable services are used and trusted by people every day to make mobile payments everywhere.

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Pay by:

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Frequently Asked Questions about sending money to Cook Islands

How can I send money from Australia to Cook Islands?

You can send money from Australia to Cook Islands with Rocket Remit by creating an account online, adding funds, and entering your recipient’s mobile number or bank account details. The process is simple, and in most cases, money is transferred instantly.

To get started:

Sign up — Create your Rocket Remit account online in less than three minutes.

Add funds — Use a debit card, credit card, or bank transfer.

Send money — Enter your recipient’s details, confirm the transfer, and your money is on its way.

What is the best way to send money to Cook Islands from Australia?

The best way to send money to Cook Islands from Australia is online with Rocket Remit. As an Australian money transfer service, Rocket Remit lets you create an account, add funds, and send money securely through the app or website.

The process is simple and convenient. You can review the exchange rate, fees, and the amount your recipient will receive before you confirm your transfer.

How long does it take to send money to Cook Islands?

Most Rocket Remit transfers are completed instantly after confirmation. However, transfer times can vary depending on the destination Cook Islands, mobile provider, bank, partner availability, SMS verification, or network delays.

How much does it cost to send money to Cook Islands?

Rocket Remit offers low-cost international transfers, with fees typically ranging from AUD 0–5 depending on the destination and delivery method. Before you confirm your transfer to Cook Islands, you’ll see the full cost, including any fees and the exchange rate.

This means you can review the total cost upfront and send with confidence.

What exchange rate will I get when sending money to Cook Islands?

Rocket Remit shows you the exchange rate before you send money to Cook Islands, so you can see how much your recipient will receive before confirming your transfer.

Exchange rates may change, so it’s always best to check the latest rate in the Rocket Remit app or website before sending.

Can I send money to a bank account or mobile wallet in Cook Islands?

Yes, depending on the Cook Islands and the available delivery options, you may be able to send money to a bank account, mobile wallet, or other supported payment method in Cook Islands.

When you set up your transfer, Rocket Remit will show the available options for your recipient. You can also view the partner operators available in Cook Islands above on this page.

What information do I need to send money to someone in Cook Islands?

To send money to someone in Cook Islands, you’ll need your recipient’s details, including their first name, last name, and address. Depending on the delivery method, you may also need their mobile number or bank account details.

You’ll also need an active Rocket Remit account. For your security, Rocket Remit may ask you to verify your identity before you start sending money.

Is it safe to send money to Cook Islands with Rocket Remit?

Yes. Rocket Remit uses identity verification and SMS authorisation to help keep accounts and transfers secure. Rocket Remit is powered by mHITs and is registered with AUSTRAC in Australia.

Are there transfer limits when sending money from Australia to Cook Islands?

Yes. For Australian customers, Rocket Remit allows transfers from AUD 25 to AUD 1,000 per transaction, with a daily sending limit of AUD 1,000. Receiving limits may also vary depending on the destination Cook Islands, bank, mobile wallet, or local provider.

How can I track my money transfer to Cook Islands?

You can track your Rocket Remit transfer in your transaction history after sending. Most transfers are processed quickly, but if your transfer has not been confirmed within 30 minutes, check your transaction history or contact Rocket Remit support for help.